No Commission Baccarat Explained

You are familiar with the fact that Baccarat is a highly popular game especially in Asia and with high rollers. To feel an authentic atmosphere of a Macau-based casino, you don’t have to travel across the ocean as the game is available on desktop and mobile devices today. Apart from the standard version of the game, you can play its variants as well including those RNG-operated and hosted by real-life dealers.

When playing Baccarat, a bet on the Banker is the one you should go for as it has the best odds. However, this bet awards the lowest payout of only 0.95:1 because of a 5% commission the house takes from your winnings. In this article, we will discuss No Commission Baccarat that pays 1:1 on Banker wins. Stay tuned to learn more about this Baccarat variation.

How to Play No Commission Baccarat

No Commission Baccarat does not differ from the standard version of the game when it comes to the gameplay. Its objective remains the same – to predict whether the Player or the Banker will have a hand with a total closest to 9. In case neither hand has reached 9, the one with the highest score wins. To play the game, you have to choose a bet size and click on the Player, Banker or Tie section on the table to place your bet.

Once you have placed your bet, both the Player and the Banker will be dealt two cards. The third card will be dealt according to the standard rules. When one of the hands has a two-card total of 9, it is called a natural. Such a hand cannot lose. Although 8 is the second-best hand, which is also referred to as a natural, in certain No Commission Baccarat games, such a hand pays less and we will explain that later. When both the player and Banker have hands with an equal total, it is called a push or tie. In this case, you get your bet returned, since neither the Banker nor the Player wins.


The biggest difference between standard and No Commission Baccarat is in payouts. Just as it name says, No Commission Baccarat has no commission deducted from Banker wins. When you play a Banker bet and this hand wins, you win a 1:1 payout. However, if the Banker’s hand wins with a total of 6 or 8, this bet pays 1:2 or a half of your stake. Player wins remain the same, 1:1, while the Tie bet can earn you 8:1 or 9:1, depending on the game you play.

Some variations of the game come with side bets you can play to add more excitement to the gameplay. For instance, the live dealer version of the game powered by Evolution Gaming comes with Super 6, a side bet which pays 15:1 when a Banker’s hand wins with 6.

Why Play No Commission Baccarat

If you don’t want your winnings on Banker bets to get reduced by a 5% commission, you should play No Commission Baccarat. However, what you should keep in mind is that in case the Banker’s hand wins with 6 or 8, you can get paid only a half of your wager. In the standard game, all Banker wins pay the same way, 0.95:1. This is a way the house compensates for higher wins on Banker bet. Since it is the bet with the lowest house edge, it is totally acceptable.